What gap insurance covers, why new cars can be worth less than the loan, where to buy gap coverage, what it costs and when you can do without it.
Why standard homeowners insurance excludes flood damage, how NFIP and private flood policies work, the usual 30-day wait and who should consider coverage.
What liability, collision, comprehensive, uninsured motorist, medical payments and personal injury protection cover, and which ones are required or optional.
How percentage-based hurricane deductibles are calculated, with dollar examples for a $300,000 home, plus when the higher deductible actually applies.
