Hurricanes, wildfire, earthquakes and claims.
A pre-season checklist for homeowners: confirm your hurricane deductible, close the flood gap, review your dwelling limit, and build a home inventory.
A step-by-step walkthrough of filing a home insurance claim after wind, hail or tree damage, from documenting losses to understanding the payout.
Earthquake insurance prices range widely by location and home. See what drives the cost, how percentage deductibles work and where you can save.
Standard home policies usually exclude earthquake damage. Learn what separate quake coverage includes, why deductibles run high, and how to weigh your risk.
How percentage-based hurricane deductibles are calculated, with dollar examples for a $300,000 home, plus when the higher deductible actually applies.
